Sejaya Micro Credit Ltd

Sejaya Micro Credit Limited – SMCL is a fully owned subsidiary of GOJO & Company Inc. Japan. SMCL is a rapidly growing, licensed microfinance company under Central Bank of Sri Lanka, with a focus on serving entrepreneurs and families at the base of the socio-economic pyramid with the economic opportunities to transform the quality of their lives. Due to its commitment to serving customers responsibly, focusing on customer service, and maintaining fair and transparent pricing, SMCL has become a trusted provider of financial services for Sri Lankans.   

SMCL Branch Network: 

Padukka, Hanwella, Ingiriya, Pasyala, Avissawella, Galigamuwa, Narammala, Mawanella, Mathugama, Ganemulla, Palmadulla, Pallebedda, Welimada, Monaragala, Kesbewa, Balangoda, Ragala, Wattegama, Kothmale, Kalawanchikudy, Dickoya, Valaichchenai, Thirukkovil, Kilinochchi, Chavakachcheri, Mullaitivu, Kekirawa, Baddegama